Private Real Estate Loans

Private real estate loans are an alternative financing option for investors and homeowners who may not qualify for traditional bank mortgages. These loans are typically offered by private lenders or investor groups and provide flexibility, fast funding, and customized terms based on the property and borrower’s needs. Unlike conventional loans, private real estate financing often focuses on the asset itself rather than just personal credit or income.

There are several types of private real estate loans to consider. Hard money loans are short-term loans secured by real estate, ideal for fix-and-flip projects or distressed property purchases. Bridge loans provide temporary financing for borrowers looking to purchase a new property before selling an existing one, ensuring seamless transitions in competitive markets. Rental property or investment loans are designed to help investors acquire income-generating properties, with underwriting based primarily on property cash flow. Construction loans provide capital to fund new builds or major renovations, disbursed in stages as work progresses.

Private real estate loans are best used when speed, flexibility, or non-traditional underwriting is needed. They allow borrowers to act quickly on investment opportunities, secure funding for properties that might not qualify for conventional loans, or manage multiple projects simultaneously.

At Maxim Real Estate Group, we specialize in connecting clients with private real estate loan solutions that fit their unique goals. Our team guides investors and homeowners through the application process, helps evaluate the right loan type, and ensures financing is secured efficiently.

With private real estate loans, borrowers gain access to fast, flexible capital that enables growth, maximizes opportunities, and helps achieve real estate investment goals. Maxim Real Estate Group provides expert support to make the process smooth and successful.